Thank you Stacey Nordlund.  Stacey has created the eBooks Made Easy: How to Download Library eBooks to eReaders and Mobile Devices. I’ve used her excellent, easy to follow instructions, with my iPad as well as with a Kobo and Sony eReader and they were/are a life-saver.  Why is it so easy to download ebooks we purchase, yet so complex to download ebooks to be borrowed? I know this situation for public libraries will eventually be simplified, but, in the meantime thanks, Stacey, for creating this and for your permission to share; do most libraries have instructions like this for their users?